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Use case · EU AML Regulation (AMLR) readiness · $2.48 per customer

EU AML Regulation (AMLR) readiness

One rulebookfor the whole EU.Be ready for it.

The EU's Anti-Money Laundering Regulation replaces national rules with one rulebook that applies from 10 July 2027, with tighter customer due diligence and beneficial ownership checks. Toden verifies customers and the people behind companies, screens them, and keeps the evidence in one place.

The workflow

Customer due diligence, beneficial owners and screening, ready for the single EU rulebook. This is a starting point: add, remove or reorder any step in the workflow builder.

Step 01

$0.0714

Document Intelligence

Reads the ID and checks it is genuine

Step 02

$0.08

Facial Match

Selfie against the photo on the ID

Step 03

$1.4286

Business Lookup

The company on its national register

Step 04

$0.90

AML Screening ×3

Sanctions, PEP and adverse media

Step 05

Included

Decision rules

Approve, review or decline on your rules

Then your rules decide

A starting rule set

  • The customer and the owners all passApprove
  • A beneficial owner has not verified yetReview
  • A screening match needs a personReview
  • An owner is a confirmed sanctions matchDecline

Every rule is yours to change on a visual canvas, and each result records which rule decided it. Publishing a new version needs no release.

Try the workflow builder

What it costs

Added up from the published rate card as this page loaded. It is what one production run of the workflow above deducts from your credit.

$2.48per customer

  • Document Intelligence$0.0714
  • Facial Match$0.08
  • Business Lookup$1.4286
  • AML Screening ×3$0.90

How it works

1

Verify people and companies

Individuals are verified by ID and face, and companies against their national register.

2

Verify the beneficial owners

The people who own or control a company are identified and checked themselves.

3

Keep it current

Customers are screened again on a schedule and asked to re-verify before an ID expires.

What powers it

  1. Set the ownership level that counts as control and every owner at or above it is checked.

Integrate

Mount the SDK with the workflow you published, or send a hosted link and write no code. The result arrives by signed webhook, and changing the workflow never needs a release.

Verify.tsxTypeScript · React
import { TodenVerification } from "@todenhq/sdk-react";
 
export function Verify({ userId }) {
  return (
    <TodenVerification
      apiKey="pk_test_..."
      workflowId="wf_AbC123dEf456"
      userId={userId}
      onSubmit={(s) => save(s.verificationId)}
    />
  );
}
verification.completedWebhook · JSON
{
  "event": "verification.completed",
  "data": {
    "verificationId": "ver_8fk2...",
    "status": "verified",
    "assuranceLevel": "gov_db",
    "idType": "bvn",
    "country": "NG",
    "dataMatch": true,
    "facialMatch": true,
    "facialConfidence": 91
  }
}

Products involved

This solution combines products you can use on their own too.

KYC

Identity Verification

Verify a person from their ID, a live selfie and, in five African markets, the government record. One SDK, one signed result.

Learn more
KYB

Business Verification

Verify a company end to end: the registry record, its documents, and the owners and representatives behind it.

Learn more
Compliance

Watchlist Screening

Screen customers against sanctions, PEP and adverse-media data at onboarding, then re-screen them on a risk-based schedule.

Learn more

Related use cases

Beneficial owner verification

From a registry record to verified, screened beneficial owners, with the decision held until they are done.

Learn more

Perpetual KYC

A re-verification clock, ongoing screening and a living risk score on every customer.

Learn more

6AMLD compliance

Checks, monitoring and a record that shows your controls were applied to every customer.

Learn more

Coverage

Pick a country to see the IDs you can verify there, which documents carry a chip we read, and whether business checks are available.

All countries we cover

Frequently asked

  • The one you set. The default is 25 per cent, and you can lower it for higher-risk sectors.

EU AML Regulation (AMLR) readiness,in one workflow.

The sandbox opens when you sign up. Usage-based pricing, no sales call.

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