For payments
Payments & PSPs
Onboard merchants fast.Without inheritingtheir risk.
A merchant is only as safe as the people behind it. Verify the company, reconcile its beneficial owners, screen every one of them, and keep scoring the activity after go-live.
The challenge
- 01
A registry record is not diligence
The company exists. That says nothing about who controls it or whether they are sanctioned.
- 02
Transaction laundering
A clean-looking merchant processing somebody else's prohibited volume is invisible at onboarding.
- 03
Onboarding friction costs merchants
Manual review queues lose deals to whichever competitor approved them first.
The stack
Built for payments & psps.
Registry-backed merchant KYB, owner screening and settlement monitoring.
- KYB
Business Verification
Onboard companies end to end: registry, documents, and the owners and representatives behind them.
- Compliance
Watchlist Screening
Screen customers against global sanctions, PEP and adverse-media lists, and their crypto wallets against sanctioned-address data, at onboarding and continuously.
- Compliance
Transaction Monitoring
Score every transaction in real time into a living trust score, the AML angle of Toden's real-time event-monitoring engine.
- No-code builder
Workflows
Build and version verification flows and decisioning logic visually, publish without a redeploy.
How it works
Verify the business
Registry lookup plus beneficial owners reconciled, flagged when undisclosed, and screened individually.
Decide automatically
A published decision graph approves the clean merchants and routes only the exceptions to review.
Monitor settlement
Score activity against each merchant's own baseline and raise alerts that become investigation cases.
Frequently asked
Yes. Beneficial owners and directors are reconciled against the registry, anyone the applicant failed to disclose is flagged, and each is screened individually.
Built for payments & psps.Ready today.
Sandbox-ready in minutes. Usage-based pricing, no sales call.