Use case · Ghana AML Act compliance · $1.2606 per customer
Ghana AML Act compliance
One card.One record.One clear answer.
Ghana's Anti-Money Laundering Act, 2020 (Act 1044) requires accountable institutions to identify customers, keep records and report suspicious transactions to the Financial Intelligence Centre, and the Bank of Ghana names the Ghana Card as the ID for financial services. Toden verifies the card against the national record and screens the customer in one flow.
The workflow
Ghana Card verification, screening and records for accountable institutions. This is a starting point: add, remove or reorder any step in the workflow builder.
Step 01
$0.2206Government database validation
The card checked against the national record
Step 02
$0.06Passive Liveness
Confirms a live person
Step 03
$0.08Facial Match
Selfie against the photo on record
Step 04
$0.90AML Screening ×3
Sanctions, PEP and adverse media
Step 05
IncludedDecision rules
Approve, review or decline on your rules
Then your rules decide
A starting rule set
- The card, the face and the screening all passApprove
- The name differs from the national recordReview
- A screening match needs a personReview
- The card is not on the national recordDecline
Every rule is yours to change on a visual canvas, and each result records which rule decided it. Publishing a new version needs no release.
Try the workflow builderWhat it costs
Added up from the published rate card as this page loaded. It is what one production run of the workflow above deducts from your credit.
$1.2606per customer
- Government database validation · Ghana Card$0.2206
- Passive Liveness$0.06
- Facial Match$0.08
- AML Screening ×3$0.90
How it works
Verify the Ghana Card
The card number is checked against the national record and the selfie is matched to the customer.
Screen the customer
Sanctions, PEP and adverse media checks run in the same flow.
Keep the evidence
What was checked, what it found and who decided all stay on the customer's record.
What powers it
The card is confirmed against the national record, and its chip can be read on a phone.
Integrate
Mount the SDK with the workflow you published, or send a hosted link and write no code. The result arrives by signed webhook, and changing the workflow never needs a release.
import { TodenVerification } from "@todenhq/sdk-react"; export function Verify({ userId }) { return ( <TodenVerification apiKey="pk_test_..." workflowId="wf_AbC123dEf456" userId={userId} onSubmit={(s) => save(s.verificationId)} /> );}{ "event": "verification.completed", "data": { "verificationId": "ver_8fk2...", "status": "verified", "assuranceLevel": "gov_db", "idType": "bvn", "country": "NG", "dataMatch": true, "facialMatch": true, "facialConfidence": 91 }}Products involved
This solution combines products you can use on their own too.
Related use cases
Coverage
Pick a country to see the IDs you can verify there, which documents carry a chip we read, and whether business checks are available.
Frequently asked
Yes. Passports, driving licences and voter's cards are supported, though the Ghana Card is the one checked against the national record.
Ghana AML Act compliance,in one workflow.
The sandbox opens when you sign up. Usage-based pricing, no sales call.