Toden is a KYC and identity verification platform. Verify people and businesses, detect fraud, make risk decisions and monitor activity through one API.
Pay per check. No monthly fee, no minimum, no contract.
How pricing works
A sample of the Toden console's home page for a bank, with illustrative figures: verifications over 30 days, the approval rate, the average time for each, a chart of daily activity and the split of outcomes.
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- Companies trust Toden
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- Total verifications
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- Countries covered
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- Average verification time
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- Company registries
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- Sanctions jurisdictions
How it works
Verify, assess, decide, monitor, investigate, report. One record for each customer carries through every stage.
Verify: know the person or business in seconds.
Your customer scans an ID and takes a selfie, in your app or on a link you send. Toden reads the document, checks it against the government record where one exists, confirms a real person is present and returns a decision.
- Government records checked in Nigeria, Ghana, Kenya, South Africa and Côte d'Ivoire
- Passports and IDs from 190+ countries, with the chip read where the document has one
- Companies too: the registry, the directors and the people who own it
Identity Verification
We need to verify your identity to comply with regulatory requirements. This process is quick and secure.
During this process we will
- Verify your government-issued ID
- Collect basic personal information
- Capture a photo of your ID document
- Take a selfie for facial verification
By tapping Continue, you agree to the End User Terms and Privacy Policy, and consent to your personal data being processed to verify your identity.
Your data is encrypted and securely processed
Protected bytoden
ID read
12 fields, no tampering
Government record
Name and date of birth match
Real person
Face match 91
Approved
11.8 seconds, end to end
Why Toden
What changes when identity, risk and decisions share one record.
The usual way
- DocumentsRead the ID from a photo and take it at its word.
- LivenessTake the phone's word that a real person was there.
- VendorsOne supplier each for identity, business checks, screening and monitoring.
- ChangesAsk engineering every time an onboarding rule changes.
- After approvalStop checking once the customer is through the door.
With Toden
- DocumentsCheck the number against the government record, and read the passport chip where there is one.
- LivenessScore the selfie and the recording again on our servers before the result counts.
- VendorsOne API, one record per customer and one bill.
- ChangesPublish a new version of the workflow from the dashboard.
- After approvalRe-screen, monitor and investigate for as long as they are a customer.
Address Intelligence
An address typed into a form proves nothing. Toden collects a pin on a map, checks it against the records you already hold, and can confirm the person is really there.
- A pin, not a text boxCustomers drop a pin and show their entrance, so an address works even where street names do not.
- Checked against the recordThe pin is compared with the government record and the proof of address, and you see which one agreed.
- Confirmed over daysWith consent, the phone confirms nights spent at the address. You get a verdict, never a location trail.
14 Bode Thomas Street, Surulere
Pinned by the customer, with a photo of the entrance
- Government recordSame area
- Proof of addressNames this street
- Captured at the pin38 m away
Nights at this address
4 of the last 5, 3 needed
Fraud risk
0
Up from 410 in 30 days
What added up to it
- Sign-in from a phone never seen before+318
- Country changed within four hours+290
- Transfer ten times the usual amount+222
Rule matched
Fraud risk above 750
Risk Intelligence
Every payment, sign-in and change is scored the moment it happens. You decide what to allow, review or block, and every decision shows its reasons.
- A score that shows its workingFraud risk and identity confidence, each with the factors that add up to the number.
- Rules you can change todayTest a rule against past activity, then switch it on without waiting for a release.
- From alert to filed reportRepeat alerts fold into one, cases carry the evidence, and reports are filed in goAML format.
For developers
Add the SDK or send a hosted link. The sandbox opens when you sign up, and a guided quickstart takes you to your first result.
Verify.tsx
import { TodenVerification } from "@todenhq/sdk-react"; export function Verify({ userId }) { return ( <TodenVerification apiKey="pk_test_..." workflowId="wf_AbC123dEf456" userId={userId} onSubmit={(s) => save(s.verificationId)} /> );}- SDKs for web, React Native and Flutter
- Test IDs for every outcome, free in the sandbox
- Signed webhooks with retries and a delivery log
- A hosted link when you would rather not write code
Agent skills · Example run
Agent finished
- Read the skillskills/verification/SKILL.md
- Built the flowIDFaceAMLWallet
- Ran it in the sandboxPOST /api/kyc/sessions · 201 Created
Integrate Toden for onboarding: ID, face match, AML and wallet screening.
Agent-ready
Twelve agent skills and the full documentation are published as plain text. Ask Claude Code, Codex or Cursor to integrate Toden: the agent reads the skill, builds the flow in the sandbox and writes the tests. You review every change before it goes live.
Compliance
GDPR
UK GDPR
NDPA
FATF
Sanctions lists
goAML
ICAO 9303
AES-256
ISO 27001
Aligned. We follow these frameworks and standards in our product and policies.
SecurityBefore you sign up
Where does it work?
Everywhere you have customers.
Documents and faces work worldwide. In five African markets we also check the government record itself.
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- countries for passports and IDs
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- government record markets
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- company registries
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- screening jurisdictions
What does it cost?
You pay per check.
No monthly fee, no minimum and no contract. The sandbox is free, and a check that fails because of us is refunded.
How is data protected?
The way an auditor expects.
ID numbers are encrypted at rest, webhooks are signed, and every action is written to an audit trail. Roles, permissions and two-factor sign in are built in.
How reliable is it?
See for yourself.
Availability is measured by an outside monitor and published, incidents included.
Questions
If yours is not here, we will answer it directly.
Toden is trust infrastructure for digital businesses. It verifies people and businesses, screens them against sanctions and watchlists, applies your risk decisions, monitors what changes after onboarding and helps your team investigate and report. It is one API and one dashboard.
Open a sandbox and run your first test verification.
No card needed. Sandbox checks are free.